When you need money to fund life’s necessities and its pleasures, we’re here to help.
Bank of the Lowcountry makes personal, commercial, real estate, and permanent home mortgage loans without regard to race, color, national origin, sex, handicap, or familial status.
Our experienced lenders at all branches of Bank of the Lowcountry take the time to understand your financial needs. That’s why we offer the finest personal and professional service available anywhere. We believe in working with you, one on one, to a find a loan package that meets your needs. With all of our loans we offer flexible financing, decision making and quick turnaround time.
Whatever type of loan meets your needs; we make the loan process fast and convenient. If you have any questions at all about how a loan program at Bank of the Lowcountry can be tailored to meet your goals, schedule an appointment with one of our lenders today!
Home Equity Financing
Overview
Choose a fixed-rate Home Equity Loan for a lump sum for a major expenditure or a variable rate Home Equity Line of Credit that makes ready cash available whenever you need it. Because your Bank of the Lowcountry Loan or Line is secured by your home, the interest you pay may even be tax deductible! Consult your tax advisor for details.
Perfect For:
Updating your home, consolidating investment opportunities, or paying school tuition? Put the equity in your home to work for you. Start your journey from the comfort of your home by applying online today!
Mortgage Products
Overview
Bank of the Lowcountry offers a variety of mortgage products including fixed-rate loans, jumbo loans, adjustable-rate loans, and construction loans. We also give you the tools and technology to begin your home loan journey from the comfort of your home OR on the go!
Perfect For:
Buying your first home, second home, or home away from home? Together, we will find a solution that best fits your needs.
Real Estate Loan
Overview
Real estate is one of the most important investments you will ever make, and at Bank of the Lowcountry, we specialize in financing a diverse array of property types. Our offerings include farmland, hunting land, recreational plots, mini farms, small tracts, and residential lots, ensuring that we can meet the varied needs of our customers and help them achieve their real estate goals.
Perfect For:
Buy now and build later, or simply enjoy the open space around you. Choosing the right land loan will not only make your purchasing process smoother, but also ensure it serves as your best investment for the future.
Vehicle Loan
Overview
With a Vehicle Loan from Bank of the Lowcountry, we’ll put you in the right lane with flexible terms, competitive rates, and an expert team of local lending specialists who can answer any questions you have about vehicle financing.
Perfect For:
Looking to make a new or used vehicle purchase? Get in the driver’s seat with flexible terms for your vehicle with Bank of the Lowcountry’s unmatched local service.
Personal Loan
Overview
Choose from a variety of flexible terms that fit within your budget, all while enjoying the benefits of competitive fixed interest rates and fixed monthly payments that provide peace of mind.
Perfect For:
Use the funds for whatever you may need—whether it’s debt consolidation, essential home repairs, or any other financial requirement you might have.
Our loan application process is quick and easy.
